Available Insurance Services
HEALTH INSURANCE
Health insurance is a contract between an individual and an insurance company that provides financial coverage for medical expenses. Policyholders pay regular premiums in exchange for benefits, which can include doctor visits, hospital stays, preventive care, and prescription medications. Health insurance helps mitigate the costs of healthcare, making it more accessible and manageable for individuals and families. Different plans have varying levels of coverage, deductibles, copayments, and provider networks.
Read MoreTATA (AIG) INSURANCE & STAR HEALTH ACCIDENTAL GUARD INSURANCE
Accidental guard insurance typically provides coverage for unintentional injuries or accidents that result in physical harm or financial loss. This type of insurance may cover medical expenses, loss of income, and other related costs stemming from an accident. It's designed to offer financial protection and peace of mind for individuals who may be at risk of accidental injuries in their daily lives or specific activities. Always review the policy details for coverage limits, exclusions, and specific terms before purchasing.
Read MoreMOTOR INSURANCE
Motor insurance, also known as car insurance or auto insurance, is a type of insurance policy designed to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents involving the insured vehicle.
Key Components:
- Liability Coverage
- Collision Coverage
- Comprehensive Coverage
- Personal Injury Protection (PIP)
- Uninsured/Underinsured Motorist Coverage
GROUP INSURANCE
Group insurance is a type of insurance policy that covers a group of individuals, often members of the same organization, such as employees of a company, members of a professional association, or members of a labour union.
Key features include:
- Cost-Effectiveness
- Eligibility
- Types of Coverage
- Employer Contributions
- Renewal and Portability
TRAVEL INSURANCE
Travel insurance is a type of insurance policy that provides coverage for various travel-related risks. It typically includes protection against trip cancellations, medical emergencies, lost luggage, and travel delays. Depending on the policy, it may also cover emergency medical expenses, evacuation, and specific travel-related incidents. Purchasing travel insurance is advisable for travelers to mitigate financial losses and ensure peace of mind during their trips.
Read MoreHOME INSURANCE
Home insurance, often referred to as homeowner's insurance, is a type of property insurance that provides financial protection against certain risks to your home. It typically covers dwelling coverage, personal property, liability protection, and additional living expenses. Policies can vary widely, so it's essential to review coverage options, exclusions, and limits.
Read MoreFIRE INSURANCE
Fire insurance is a policy designed to protect property owners from financial loss due to fire damage. It covers the cost of repairing or rebuilding structures, replacing personal property, and may include additional living expenses if the home is uninhabitable. Understand coverage limits, exclusions, and safety requirements for adequate protection.
Read MoreCARGO AND MARINE LINES
Cargo and marine lines provide shipping services for transporting goods over water. Cargo Lines focus on various cargo types, including dry bulk, liquid bulk, and containerized shipments, ensuring efficient logistics for delivery. Marine Lines encompass broader maritime operations, including cargo handling and regulatory compliance, crucial for global trade.
Read MoreFINANCIAL CREDIT LINES
Financial credit lines, often referred to as lines of credit, are flexible borrowing options offered by financial institutions that allow individuals or businesses to access funds up to a predetermined limit. Types include personal lines of credit, HELOCs, business lines of credit, revolving and non-revolving credit.
Read MoreCOMMERCIAL VEHICLES
Protect your business with commercial vehicle insurance! Coverage shields trucks and vans from liabilities, property damage, collisions, comprehensive damage, and cargo loss. Choose TATA (AIG) Vehicle Insurance and drive with confidence.
Read MoreCOMMERCIAL LINES
Commercial lines refers to insurance policies that businesses and organizations purchase to protect against operational risks. Policies can cover general liability, property insurance, workers' compensation, commercial auto, professional liability, and cyber liability.
Read MoreELDER CARE
Eldercare insurance, or long-term care insurance, covers costs for nursing homes and in-home care, relieving families from financial strain. Features include personalized coverage for ADLs, customizable policies, eligibility based on daily living challenges, variable premiums, and long-term planning for future care needs.
Read MoreCRITI MEDI CARE INSURANCE
CRITI Medi Care Insurance is a health insurance plan that covers medical expenses such as hospital stays, surgeries, doctor, and emergency care. It's important to review the terms, coverage limits, exclusions, and premiums for a full understanding of the benefits.
Read MoreWOMEN CARE
Women Care provides tailored coverage for women's health, including maternity care, reproductive health, preventive services, chronic conditions, mental health support, and wellness programs. Review policy details to understand coverage limits.
Read MoreMEDICARE PREMIER
Medicare Premier plans provide additional benefits beyond standard Medicare, such as vision, dental, and prescription drug coverage. These plans (offered by private insurers) include Medicare Advantage and Medigap options—compare coverage and costs to select the best fit.
Read MoreDIABETIC CARE
Diabetic care insurance is a specialized plan covering expenses for diabetes management, including medications, medical supplies, routine check-ups, education, and emergency care. Compare plans for the best coverage.
Read MoreSUPER CHARGE 5X
"TATA AIG Supercharge 5X" likely offers amplified benefits (e.g., larger sum assured). It may include flexible premium options, add-ons, and simplified online management—always read the policy for exact terms and coverage.
Read MoreCARDIO CARE
Cardio Care Insurance is a specialized health plan covering cardiovascular conditions including heart disease. It offers protection for hospital stays, surgeries, outpatient care, preventive screenings, and medications.
Read MoreMEDI CLASSIC
Medi Classic Insurance offers diverse health plans for individuals and families, covering hospitalization and medical expenses. Star Health provides individual, family floater, senior, and critical illness plans with cashless hospitalization and coverage for pre-existing conditions after waiting periods.
Read MoreHEALTH GAIN INSURANCE POLICY
This plan offers coverage options with different sum insured levels. It covers hospitalization expenses, day-care procedures, and provides a health check-up benefit.
Read MoreCOMPREHENSIVE
Star Health Comprehensive Insurance provides extensive medical coverage, including hospitalization, surgeries, pre/post-hospitalization costs, daycare procedures, no-claim bonuses, and lifelong renewability.
Read MoreSUPER SURPLUS INSURANCE POLICY
Provides additional coverage over an existing health policy. It offers high sum insured at an affordable premium and covers expenses exceeding the threshold limit.
Read MoreFAMILY HEALTH OPTIMA
This plan provides comprehensive coverage for the entire family under a single policy. Benefits include in-patient hospitalization, pre/post-hospitalization, day-care procedures, and maternity benefits.
Read MoreCRITICARE PLUS INSURANCE POLICY
This plan provides coverage for critical illnesses such as cancer, heart attack, stroke, and organ transplant. It offers a lump sum benefit upon diagnosis of a covered critical illness.
Read MoreMICRO PLANS
LIC Micro Insurance Plans provide affordable life insurance for low-income individuals. Key features include affordable premiums, low sum assured, simplified application processes, and flexibility. Table Number: 751 - Micro Bachat.
Read MoreENDOWMENT PLANS
An endowment plan is a life insurance policy that combines coverage with savings, paying a lump sum at maturity or upon death. Features: dual benefit (insurance + savings), guaranteed maturity plus bonuses, death benefit to beneficiaries, fixed premiums, and long-term investment. LIC Endowment Plans include Table 714, 715, 733, 736, 760.
Read MoreMONEYBACK PLANS
LIC Money Back Plans combine life insurance with regular cash returns. Features include survival benefits at intervals, death benefit to nominees, maturity benefit with remaining sum assured and bonuses, flexible premium options, loan facilities, tax benefits, and customizable riders. Example: Table 720 - New Money Back (20 Years).
Read MoreCHILDREN PLANS
Insurance plans providing financial security for a child's future: child education plans, child health insurance, endowment plans for payouts at milestones, term life insurance for protection, and accidental death/disability covers. LIC New Children Plans: Table 734 - Jeevan Tarun, Table 774 - Amrit Baal.
Read MoreTERM PLANS
LIC's term insurance provides life coverage ensuring financial protection for beneficiaries upon the policyholder's death. Features: death benefit during the term, lower premiums (no savings), policy terms 10–30 years, flexible coverage amounts, optional riders, and tax benefits under Section 80C and 10(10D). Latest plans: New Jeevan Amar (955), Yuva Term (875).
Read MoreWHOLE LIFE
Whole life insurance offers lifelong coverage with premiums and a cash value that grows at a guaranteed rate. It provides lifelong protection and potential dividends—useful for estate planning and wealth accumulation. LIC whole life plans include Jeevan Umang (745) and Jeevan Utsav (857).
Read MorePENSION PLAN
Pension plans secure retirement income via annuities, private pension insurance, or government-backed schemes. LIC pension plans include Jeevan Shanti (758) and Jeevan Akshay VII (857).
Read MoreHDFC LIFE – PROTECTION & SAVINGS (SUMMARY)
HDFC Life offers protection, savings, pension, and ULIP solutions such as Click 2 Protect Super, Sanchay Legacy, Sanchay Par Advantage, Click 2 Achieve, Guaranteed Wealth Plus, Sampoorna Jeevan, Sampoorna Nivesh, and Systematic Pension Plan—each tailored to specific financial goals.
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