It looks like you've provided comprehensive information regarding the home loan application process through Tata Capital Housing Finance, including the necessary documents for different categories of applicants. Here’s a brief summary and organization of the content that clearly outlines the process:
Tata Capital Housing Finance: Home Loan Application Guide
Tata Capital Housing Finance is an NBFC that offers quick loan assessments with minimal annual interest rates, making homeownership a reality for many.
Required Documents for Home Loan Applications
**1. Home Loan for Salaried Persons**
- **Age Proof** (any one of the following):
- Copy of Passport
- Driving License
- Life Insurance Policy
- Birth Certificate
- PAN Card
- School Leaving Certificate
- **Photo Identity Proof** (any one of the following):
- Voter ID Card
- Passport
- Driving License
- Aadhaar Card
- PAN Card
- **Address Proof** (any one of the following):
- Utility Bill
- Bank Statement
- Property Registration Documents
- Property Tax Receipt
- Voter ID Card
- **Income Proof**:
- Salary Slips (last 3 months)
- Salary Bank Account Statements (last 12 months)
- Appointment Letter
- Yearly Increment Letter
- Certified true copy of Form 16
- **Existing Loan Details**:
- Statements showing existing loans.
- **Processing Fee Cheque**:
- Issued from your salary account.
**2. Home Loan for Self-Employed Individuals**
- **Age Proof**: (same as above)
- **Photo Identity Proof**: (same as above)
- **Address Proof**: (same as above)
- **Business Proof**:
- Last 2 years' Income Tax Returns
- Business Profile on letterhead
- Business Registration Certificate
- **Income Proof**:
- Last 2 years' Profit & Loss Projection Statement
- Operative Current Account Statement (last 12 months)
- Bank Statements (last 12 months of CC/OD facilities)
- **Existing Loan Details**:
- Statements showing existing loans.
- **Processing Fee Cheque**:
- Issued from your business account.
**3. Home Loan for NRIs (Non-Resident Indians)**
- **Age Proof**: (same as above)
- **Photo Identity Proof**: (same as above)
- **Address Proof**: (same as above)
- **Employment Proof**:
- Pay Slips (last 6 months)
- Employment stability documents (e.g., appointment letter)
- **Income Proof**:
- Overseas Salary Account details or NRE/NRO account statements (last 12 months)
- **Credit Report**:
- Credit Report from the current country of residence (as per Tata Capital norms)
- **Existing Loan Details**:
- Statements showing existing loans.
- **Processing Fee Cheque**:
- Issued from your salary or business account.
**Important Notes:**
- Ensure all documents are clear, legible, and up-to-date.
- Keep copies of all submitted documents for your records.
- For further assistance, contact Venna Consultancy’s dedicated support team.
FLEXI EMI HOME LOANS
This structured format can assist potential applicants in easily finding the relevant information they need while applying for a home loan with Tata Capital. Let me know if you need any additional information or further assistance!
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