TATA AIG Accident Guard Plus is a specialized insurance plan offered by TATA AIG General Insurance Company to provide comprehensive coverage against accidental injuries and death. Here's an overview of the key features and benefits of the TATA AIG Accident Guard Plus policy:
Coverage for Accidental Death: The policy offers financial protection to the insured's family in the unfortunate event of the insured's accidental death. A lump sum amount is paid to the nominee or beneficiary in such cases.
Permanent Total Disability Coverage: In case of permanent total disability resulting from an accident, the policy provides a lump sum benefit to the insured to help cope with the financial impact of the disability.
Permanent Partial Disability Coverage: The policy also offers coverage for permanent partial disability caused by an accident. A percentage of the sum insured is paid to the insured based on the severity of the disability.
Accidental Medical Expenses Reimbursement: TATA AIG Accident Guard Plus may cover medical expenses incurred due to accidental injuries. This includes hospitalization expenses, medical treatments, surgeries, and other related expenses.
Emergency Ambulance Charges: The policy may reimburse the expenses incurred towards availing emergency ambulance services for transporting the insured to the hospital following an accident.
Educational Benefit: In the unfortunate event of the insured's accidental death or permanent total disability, the policy may provide an educational benefit to support the education of the insured's dependent children.
Repatriation of Mortal Remains: TATA AIG Accident Guard Plus may cover the cost of transporting the insured's mortal remains to their hometown in case of accidental death that occurs away from home.
Worldwide Coverage: The policy typically provides coverage for accidents occurring anywhere in the world, ensuring round-the-clock protection for the insured.
Flexible Coverage Options: Policyholders can choose the sum insured amount based on their individual requirements and preferences, allowing for customization of coverage.
Easy Claim Process: TATA AIG offers a hassle-free claim process, making it convenient for policyholders to file claims and receive timely settlements in the event of an accident.
TATA AIG Accident Guard Plus is designed to offer comprehensive protection and financial security to individuals and their families in the event of unforeseen accidents. It is essential to carefully review the policy terms, conditions, and exclusions to understand the coverage offered and make an informed decision based on individual needs and requirements.
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