Health insurance not only safeguards your family during medical emergencies but also offers valuable tax benefits. TATA AIG’s health insurance plans are designed to provide comprehensive coverage while helping policyholders save on taxes under Section 80D of the Income Tax Act. This guide explains how TATA AIG policies support your wellness, financial security and long-term tax planning.
Section 80D allows taxpayers to claim deductions on premiums paid towards health insurance. This includes coverage for self, spouse, dependent children and parents. By choosing a suitable TATA AIG health plan, policyholders can enjoy both protection and substantial tax savings every financial year.
With TATA AIG health policies, you can claim deductions such as:
• Up to ₹25,000 per year for self, spouse and dependent children
• Up to ₹50,000 additionally for parents aged above 60
• Up to ₹25,000 for parents below 60
• Preventive health check-up claim up to ₹5,000
These benefits reduce your taxable income while ensuring strong medical coverage.
TATA AIG health plans offer multiple advantages:
• Wide network of cashless hospitals
• Comprehensive coverage options for families and individuals
• Affordable premiums across sum insured ranges
• Preventive care benefits and wellness programs
• Smooth claim settlement process
By combining protection with tax efficiency, TATA AIG plans deliver long-term value.
TATA AIG policies typically include:
• Cashless hospitalization
• Pre- and post-hospitalization expenses
• Daycare procedures
• Room rent coverage
• AYUSH treatments (depending on plan)
• Add-on riders like critical illness, maternity cover and personal accident protection
These plans are ideal for:
• Individuals seeking tax savings and comprehensive coverage
• Families wanting unified health protection
• Senior citizens looking for additional medical security
• Young professionals planning their finances early
• Encourages preventive healthcare and wellness
• Reduces the financial burden of medical emergencies
• Supports hassle-free annual tax planning
• Ensures protection for all age groups in the family
TATA AIG’s health insurance plans offer a perfect combination of strong medical coverage and valuable tax savings under Section 80D. By choosing the right plan, you not only protect your family from unexpected medical expenses but also optimize your financial planning. With comprehensive benefits, a wide hospital network and smooth claim support, TATA AIG ensures long-term wellness and financial peace of mind.