We offer insurance services such as Life, Health and General Insurance from LIC, TATA AIG, HDFC Life and Star Health Insurance, including Elder Care, MediCare, Super Charge 5X, Savings and Pension Plans, ULIPs, Term Insurance, Children’s Plans, Money Back Plans, Endowment Plans, Micro Plans, Motor Insurance, Commercial Lines, Group Insurance, Travel Guard and many more. Private finance for builders with HMDA and RERA. We provide loans from various banks such as Personal Loans, Educational Loans (Domestic and International), Business Loans, Loan Against Securities and Property, Balance Transfer, Car Loans, Two Wheeler Loans, Used Car Loans. Real estate services with Open Plots, Flats, Villas and Apartments: HMDA with RERA, DTCP with RERA, Farm Land within HMDA limits. WhatsApp
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Affordability Calculator • ఆదాయంతో గృహం కొనుగోలు సామర్థ్యం

Enter your monthly income & details → see max loan, estimated property price and EMI you can afford. • నెలవారిగా మీ ఆదాయం ఇవ్వండి.

Available EMI (based on inputs)
₹0.00
Maximum Loan Amount (₹)
₹0.00
Estimated Maximum Property Price (₹)
₹0.00
Estimated EMI for max loan (₹/month)
₹0.00
Fill values and press Calculate. • విలువలు ఇవ్వి Calculate నొక్కండి.
Formula: EMI = P×r×(1+r)^n ÷ ((1+r)^n −1), where r = monthly rate (annual/12/100). • సాధారణ ఫార్ములా ఉపయోగించాం.

How to use • affordability calculator ఎలా ఉపయోగించాలి

Enter income, existing obligations & loan preferences → see maximum loan, estimated property price and EMI. • ఆదాయం, ఇమైన/బాకీ EMIలు మరియు లోన్ వివరాలు వేసి ఫలితాలు చూడండి.

1
Primary Monthly Income • ప్రధాన నెలవారీ ఆదాయం
Enter your main monthly salary/income (e.g., ₹45,000). Add any other regular income in "Other Income". • మీ ప్రధాన ఆదాయం నమోదు చేయండి.
2
Existing EMIs or Obligations • మిగిలిన EMIలు/బాధ్యతలు
Include all monthly loan repayments (car, personal, credit card minimums). These reduce the EMI you can afford for a new home loan. • ప్రస్తుత EMIలను చేర్చండి.
3
Max EMI allowed (% of income) • ఆదాయానికి అనువైన గరిష్ఠ EMI శాతం
Set what % of your total monthly income you want as maximum EMI (common lenders use 40–60%). Default is 50%. • డిఫాల్ట్ 50%.
4
Interest Rate & Tenure • వడ్డీ శాతం & సంవత్సరాలు
Enter the expected annual interest rate (e.g., 8.5%) and desired loan tenure in years. These determine the EMI & maximum loan. • వడ్డీ మరియు కాలం నమోదు చేయండి.
5
Down Payment (%) • డౌన్ పేమెంట్ శాతం
Enter the % you plan to pay as down payment. Property price = Loan ÷ (1 − Down%). Example: 20% down → you need loan = 80% of price. • డౌన్ పేమెంట్ శాతం ఇవ్వండి.
Quick Example • ఉదాహరణ
Total Monthly Income: ₹50,000
Allowed EMI (50%): ₹25,000
Existing EMIs: ₹5,000
Available EMI for new loan: ₹20,000
Max Loan (20 yrs @8.5%): ≈ ₹36,00,000
With 20% Down → Max Property ≈ ₹45,00,000
Tip / సూచన: This calculator gives an estimate. Lenders apply credit checks, age, job stability & other rules. Final loan sanction amount may vary. • ఫలితాలు సూచనాత్మకంగా మాత్రమే.
If you want conservative results, reduce Max EMI % to 40% or increase existing obligations. • కఠినమైన అంచనాల కోసం % తగ్గించండి.
Want this in Telugu-only or line-by-line bilingual? Reply and I'll update. • తెలుగులో-only కావాలా? చెప్తే మార్చేస్తాను.

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