👨‍👩‍👧‍👦 Family Health Optima Insurance

The Family Health Optima Insurance Plan provides extensive and affordable coverage for your entire family under one convenient policy. It includes benefits such as in-patient hospitalization, pre- and post-hospitalization expenses, day-care procedures, and maternity coverage—ensuring complete healthcare protection for families of all sizes.

Key Features of Family Health Optima:

• 1. Single Policy for the Entire Family:
  Covers spouse, children, and dependent parents under one family floater policy with shared sum insured.
• 2. In-Patient Hospitalization Coverage:
  Includes expenses for hospital stays, room rent, ICU, surgeries, doctor visits, and treatment procedures.
• 3. Pre & Post Hospitalization:
  Covers medical expenses incurred before and after hospitalization for consultations, tests, and medications.
• 4. Day-Care Procedures:
  Covers specialized treatments that require less than 24 hours of hospitalization, such as minor surgeries and advanced procedures.
• 5. Maternity Benefits (Plan Dependent):
  Provides maternity coverage for normal and C-section deliveries along with newborn baby care benefits.
• 6. Organ Donor Expenses:
  Covers medical and surgical expenses related to organ donation for the insured person.
• 7. Cashless Hospitalization:
  Offers cashless treatments across an extensive network of hospitals for hassle-free medical support.
• 8. No-Claim Bonus:
  Rewards policyholders by increasing the sum insured every year without extra premium after claim-free years.
• 9. Affordable Premiums:
  Designed to provide comprehensive family coverage at reasonable premium rates.

Why Family Health Optima is Important:

With rising medical expenses, a single family policy ensures that every member receives quality healthcare without financial burden. It combines flexibility, wide coverage, and affordability—making it one of the most preferred family health insurance plans.

Need Assistance?

Our insurance advisors can help you choose the best Family Health Optima plan according to your family size, medical history, and budget. Reach out today for expert guidance and a smooth policy enrollment experience.