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Home Loan Balance Top-Up — అదనపు రుణం అంచనా

Extra amount you can borrow — అదనపు మొత్తం మీరు పొందగలరా తెలుసుకోండి.
Enter existing loan details, income & repayment info — bank % rules applied to estimate a top-up amount.

How to use — ఉపయోగించే విధానం:
  • Fill Monthly Net Income / నెలవారీ నెట్ ఆదాయం and current Existing EMI / ప్రస్తుతం EMI.
  • Enter Outstanding Loan Balance and remaining tenure (yrs + months) — లేదా provide existing EMI only.
  • Choose bank's EMI-to-Income cap (e.g., 50% means bank allows EMIs up to 50% of your income).
  • Set expected Top-up Interest Rate and desired Top-up Tenure. Then click Estimate.
  • Result shows approximate extra loan amount you may be eligible for. ఇది సాధారణ అంచనా — final eligibility bank-specific మరియు documentation ఆధారంగా ఉంటుంది.
Allowed EMI Capacity
₹0
based on cap
Remaining EMI Capacity
₹0
capacity - existing EMIs
Approx Extra Loan (Top-up)
₹0
for chosen rate & tenure
Estimated Extra EMI
₹0
new EMI if borrowed
Quick note
Important: This is an approximate estimation. Final sanction & amount depend on bank's full underwriting, credit history & documents. — చివరి నిర్ణయం బ్యాంక్ నిర్ణయమే.

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