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PMAY Calculator — PMAY EMI & Subsidy Estimator

Estimate EMI under PMAY (CLSS) — PMAY subsidy & EMI impact చూడండి.
Enter loan amount, tenure & select subsidy category. Calculator applies PMAY interest subsidy (if eligible) to eligible portion.

How to use — ఉపయోగించే విధానం:
  • Enter Loan Amount, Annual Interest Rate (market rate) and Tenure (yrs + months). — రుణం, వడ్డీ% మరియు కాలం నమోదు చేయండి.
  • Select the PMAY category (e.g., EWS / LIG, MIG-I, MIG-II). Preset subsidy % & eligible loan cap will populate — you can edit them (editable fields below). — కేటగిరీని ఎంచుకోండి.
  • Check Apply Subsidy to apply subsidy on the eligible portion (up to cap). The calculator splits the loan into eligible and non-eligible parts and sums EMIs. — ప్రతి భాగానికి EMI చ 계산 చేయబడుతుంది.
  • Result shows: EMI without subsidy, EMI with subsidy (combined), total interest and total outflow. Use Export CSV or Copy Summary.
Disclaimer: Preset subsidy percentages & caps are **indicative** examples. Final eligibility, subsidy amounts and caps depend on official PMAY rules, applicant income category and bank verification. Verify with official PMAY / bank before relying on results. — అధికారికంగా ధృవీకరించండి.
EMI without Subsidy
₹0
EMI with Subsidy (combined)
₹0
Total Interest (no subsidy)
₹0
Total Interest (with subsidy)
₹0
Quick Note
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Note: Preset subsidy examples are illustrative. PMAY rules (rates, caps, eligible categories) may change — verify with official PMAY / bank. — అధికారికంగా ధృవీకరించండి.

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