π HDFC Life Sampoorna Nivesh
HDFC Life Sampoorna Nivesh is a Unit Linked Insurance Plan (ULIP) that offers the perfect combination of life insurance protection and market-linked wealth creation. Part of your premium is invested across a variety of fund options, while the remaining portion provides financial security through life cover. With flexible premium payment terms, fund-switching options, and value-added riders like critical illness and accidental death benefit, Sampoorna Nivesh is an ideal plan for individuals seeking long-term financial growth along with comprehensive protection.
Key Features of Sampoorna Nivesh:
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1. Market-Linked Wealth Creation:
A portion of your premium is invested in market-linked funds, allowing your wealth to grow based on market performance. -
2. Life Insurance Protection:
Offers long-term life cover to secure your family financially in case of unforeseen events. -
3. Multiple Fund Options:
Choose from equity, balanced, and debt funds based on your risk appetite and financial goals. -
4. Fund Switching Flexibility:
Switch between funds anytime to take advantage of market trends or adjust risk levels. -
5. Flexible Premium Payment:
Offers single, limited, and regular premium payment options for customized financial planning. -
6. Long-Term Wealth Building:
Encourages disciplined investments that grow over time, helping achieve long-term financial milestones. -
7. Optional Riders:
Enhance protection with add-ons like critical illness rider, accidental death benefit, and waiver of premium rider. -
8. Partial Withdrawal Facility:
Provides liquidity during emergencies through partial withdrawals after a lock-in period. -
9. Tax Benefits:
Eligible premiums qualify under Section 80C, and returns may be tax-free under Section 10(10D), subject to applicable tax rules.
Why Sampoorna Nivesh Is Important:
Sampoorna Nivesh empowers you to grow your wealth through market participation while ensuring financial protection for your family. With fund switching, flexible premiums, and rider options, it is ideal for individuals looking to balance risk, growth, and security.
Need Assistance?
Our financial experts can guide you through fund selection, rider benefits, premium planning, and long-term investment strategies. Contact us today for personalized guidance on maximizing your wealth with Sampoorna Nivesh.