SBI HOME LOAN TYPES
Comprehensive Home Loan Solutions from State Bank of India
SBI Home Loans – Overview
State Bank of India (SBI) offers a wide variety of home loan products tailor-made for salaried individuals, self-employed professionals, government employees, NRIs, and others seeking financial assistance for purchasing, constructing, or renovating homes—including plots and flats.
SBI also provides Loan Takeover & Top-Up Loans from other institutions, making it easier for borrowers to switch to lower interest rates or access additional funds on existing home loans.
Key Features
- Competitive & Attractive Interest Rates
- No Prepayment or Foreclosure Penalties
- Zero Hidden Charges
- Daily Reducing Balance — interest only on outstanding amount
- MAXGAIN Overdraft Facility for flexible fund management
- Loan Options for Purchase, Construction, Plot & Flat Loans
- Available for Salaried, Self-Employed & NRIs
Why Choose SBI Home Loans?
SBI's home loan products provide a reliable and transparent lending experience for customers looking to fulfil their housing dreams. Whether you're purchasing your first home, upgrading, or constructing a property, SBI ensures a hassle-free loan process.
With flexible repayment options, seamless online processing, and the most trusted banking network in India, SBI remains the preferred home loan provider for millions.
Note: Doorstep Services Available.
SBI HOME LOANS
Trusted • Transparent • Affordable Home Loan Solutions
Why SBI Home Loans?
SBI Home Loans have helped countless individuals achieve their dream of owning a home. As the largest mortgage lender in India, SBI offers unmatched trust and reliability along with customer-friendly loan features.
- Competitive Interest Rates for affordable EMIs
- Wide range of loan types – purchase, construction, improvement & extension
- Flexible repayment tenures to suit your financial capacity
- Simplified, smooth loan application process
- Transparent, customer-first policies with no hidden charges
*Always check latest SBI terms directly from their website or branch.*
Available Loan Types
- Home Loans
- Balance Transfer from Other Banks
- Construction Loans
- Plot Purchase + Construction Loans
Zero Cost Benefits
- 0 Processing Fee
- 0 Pre-Closing Charges
- 0 Partial Payment Charges
- Only Legal + Technical Charges: ₹10,000
Doorstep Services Available ✔
Salaried Employees Checklist
- PAN / Aadhaar & Address Proof
- Passport Size Photo
- Latest 3 Months Salary Slips
- Latest Form 16 (A & B)
- Last 6 Months Salary Credit Bank Statements
- Offer Letter (if job below 6 months)
- Relieving Letter (if applicable)
- Previous Company Form 16
- Company ID Card
- Cheque for Login
Self-Employed / Business Checklist
- PAN, Aadhaar & Address Proof
- Passport Size Photograph
- Latest 2 Years ITRs
- Latest 2 Years Form 26AS
- Business Proof (GST / Labour Licence / Shop Act)
- 1 Year Bank Statement (Business & Individual)
- One Cheque
Contact Us
I'm always looking for new and exciting opportunities. Let's connect!
contact@vennaconsultancuy.com
+91 7731926145 / 8309142891