Star Comprehensive Insurance Plan Zero

Star Comprehensive Insurance Plan — Estimator

Comprehensive family cover: zero sub-limits (room rent & specific diseases), OPD cover, maternity & newborn benefits. Designed for higher-income families seeking broad cover. (Indicative estimate — final premium and exact benefits depend on insurer product wording and underwriting.)

Desired Sum Insured (₹)

Higher SI gives stronger financial protection — zero sub-limits are useful with higher SI.

Proposer Age — వయస్సు (add ages for key members later)

Enter primary proposer's age (18+). Add family member count below for floater effect.

Family Members (including proposer)

Pre-existing Condition — ముందే ఉన్న సమస్యలు

Location / City Type — నగర రకం

Co-pay (if any)

OPD Cover

OPD increases premium slightly but gives outpatient benefits.

Maternity & Newborn Cover

Maternity often has waiting period and age limits; included here for estimate.

Zero Sub-limits (room rent & disease sublimits)

Zero sub-limits generally increase premium — included by default for this plan.

Installment Option

Investment / Loyalty Rider (optional)

Premium — Per Month (estimate)

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Premium — Per Year (estimate)

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Total Coverage / Sum Insured

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Claim Settlement Ratio (indicative)

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Value Ratio (Coverage ÷ Annual Premium)

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Break-even (Annual medical expense)

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Savings Maturity (if rider)

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Installment Fee / Surcharge

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Note / ముఖ్యమైనది: Star Comprehensive plan offers wide cover including zero sub-limits and maternity/OPD (where selected). Waiting periods, exact newborn coverage and other conditions depend on the insurer policy wording. This is an indicative calculator only.