⭐ Star Super Surplus Insurance Policy — Detailed Description

The Star Super Surplus Insurance Policy is a unique health insurance plan designed to provide additional coverage above your existing health insurance. It is ideal for individuals who already have a base policy but want extra protection to manage rising healthcare expenses or high-cost treatments.

This plan offers a higher sum insured, ensuring policyholders can access substantial funds during medical emergencies. It includes coverage for in-patient hospitalization, pre- and post-hospitalization expenses, daycare procedures, and domiciliary treatments, providing strong financial security.

Benefits:

• Higher Sum Insured: Choose from ₹10 lakhs to ₹1 crore for enhanced protection.
• Cashless Hospitalization: Access treatments at a large network of cashless hospitals.
• Wide Coverage: Includes hospitalization, pre & post-hospital expenses, daycare treatments, and domiciliary care.
• No Claim Bonus: Sum insured increases every claim-free year.
• Global Coverage: Optional international treatment benefits.
• Flexible Terms: Customize policy duration and premium options.
• Tax Benefits: Eligible for deductions under Section 80D.

Examples:

Example 1: A person with ₹5 lakhs base insurance buys an additional ₹20 lakhs Star Super Surplus plan. A hospitalization costing ₹15 lakhs is covered fully—₹5 lakhs from the base plan and ₹10 lakhs from the Super Surplus plan.

Example 2: A family with a ₹10 lakhs base plan opts for ₹30 lakhs extra coverage. A surgery costing ₹25 lakhs is completely covered between the base and surplus plans combined.

Conclusion:

Star Super Surplus Insurance Policy is a smart choice for those who want to strengthen their health coverage. With its high sum insured and extensive benefits, it acts as a vital financial shield against unexpected medical expenses. This plan ensures that you and your family remain protected with peace of mind, even during major medical emergencies.