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Transfers happen after interest accrual for that period. Transfer amount field is considered a monthly amount; if frequency is quarterly/yearly the calculator will move (transferAmount × frequency) at each transfer point.
Remaining in Source Fund
Value in Target Fund
Total Amount Transferred
Net Gain / Loss (Target + Remaining Source − Initial Source)
STP

How to Use the STP Calculator

Source fund nundi Target fund ki regular transfers effect ela untundo easy ga telusukodaniki.
  1. Source Fund Value (₹): Ippudu mee source fund lo unna total amount enter cheyandi.
  2. Transfer Amount (Monthly): Mee month ki transfer cheyyalani plan chesina amount ivvandi. Quarterly/Yearly select chesinappudu calculator automatic ga adjust chestundi.
  3. Frequency: Monthly / Quarterly / Yearly lo edhi kavalo select cheyandi. (ఉదా: Quarterly అంటే prathi 3 months ki ఒకసారి పెద్ద transfer జరుగుతుంది.)
  4. Duration: Mee STP enta kalam run avvali anukuntunnaro Years + Months ivvandi.
  5. Expected Annual Returns:
    • Source Fund return % (conservative)
    • Target Fund return % (slightly higher usually)
    Ivi rendu STP result mida direct impact untayi.
  6. Click “Calculate” → వెంటనే mīku ee results ostayi:
    • Remaining amount in Source Fund
    • Final value in Target Fund
    • Total transferred amount
    • Net impact (gain/loss) = Target + Remaining Source − Initial Source
Tip: STP ante “Systematic Transfer Plan” — risk thaggadaniki or high-return fund ki step-by-step shift avvadanki perfect method.
Note: ప్రతి కాలంలో ముందుగా interest add avuthundi, తర్వాత transfer జరగుతుంది. Source fund low ayite transfers automatic ga stop avuthayi. All results are only estimates.

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