💼 Super Surplus Insurance Policy

The Super Surplus Insurance Policy provides extensive additional coverage over an existing health insurance plan. Designed to offer a high sum insured at an affordable premium, this policy kicks in once the threshold limit (deductible) is crossed—ensuring a financial safety net for major medical expenses and long-term healthcare needs.

Key Features of Super Surplus Insurance Policy:

• 1. High Sum Insured Options:
  Offers large coverage amounts that supplement your base health insurance policy, ensuring enhanced protection.
• 2. Affordable Premiums:
  Premiums remain budget-friendly since the policy works only after the deductible/threshold limit is reached.
• 3. Threshold-Based Coverage:
  The policy becomes active once medical expenses exceed the deductible, giving significant financial relief during major treatments.
• 4. Coverage for Major Treatments:
  Includes hospitalization, surgeries, therapies, intensive care, and other high-cost medical procedures.
• 5. Cashless Treatment Support:
  Access to a wide hospital network offering cashless services for smooth and stress-free medical care.
• 6. Pre & Post Hospitalization Cover:
  Supports expenses incurred before and after hospitalization as per policy terms.
• 7. Covers Beyond Base Policy Limits:
  Ensures protection even when your primary health policy’s sum insured is exhausted.
• 8. Suitable for Individuals & Families:
  Available in individual and family floater variants for greater flexibility and broader coverage.

Why Super Surplus Insurance is Important:

Major medical treatments can be financially draining. The Super Surplus Insurance Policy ensures you remain protected even when costs exceed your existing policy’s coverage. It provides peace of mind, extended financial security, and a buffer against rising healthcare expenses.

Need Assistance?

Our experts can help you select the right Super Surplus plan based on your health condition, existing policy coverage, and financial needs. Contact us today for personalized guidance and seamless policy enrollment.