🛡️ TATA AIG Accidental Guard – About

TATA AIG Accidental Guard is a specialized insurance plan designed to provide financial protection in the event of accidental injuries, disabilities, or death. It ensures the insured and their family remain financially secure during unexpected events caused by accidents.

Key Features & Benefits

• 1. Accidental Death Benefit:
  Provides a lump sum payout to the nominee if the insured passes away due to an accident, offering vital financial support to the family.
• 2. Permanent Total Disability Benefit:
  Offers a lump sum amount if the insured suffers a permanent total disability, helping cover rehabilitation, long-term care, and income loss.
• 3. Permanent Partial Disability:
  Pays a percentage of the sum insured depending on the severity and type of partial disability caused by an accident.
• 4. Accidental Medical Expenses:
  Covers medical expenses such as hospitalization, surgeries, doctor consultations, diagnostic tests, and medicines arising from accidental injuries.
• 5. Ambulance Expenses:
  Reimburses the cost of ambulance services for emergency transport to the hospital after an accident.
• 6. Education Benefit:
  Provides financial assistance for the education of dependent children in case of the insured’s accidental death or permanent total disability.
• 7. Worldwide Coverage:
  Guarantees global protection — the insured is covered for accidents anywhere in the world.
• 8. Optional Riders:
  Additional riders available such as accidental hospital cash, temporary total disability benefit, and AD&D rider for enhanced coverage.
• 9. Easy Claim Process:
  Hassle-free and quick claim settlement ensures financial relief during emergencies.

Summary

TATA AIG Accidental Guard ensures complete financial protection against accidental risks by covering death, disability, and medical expenses. It is an essential plan for anyone who wants to safeguard their family’s future from unforeseen events.