Tata Capital Business Loans
Loan Up to ₹90 Lakhs • Tenure Up to 60 Months • Minimal Documentation
What is a Business Loan?
Every business — whether small, medium, or large — needs financial support at some point to grow, expand, or stabilise operations. A business loan is an unsecured credit facility designed to meet urgent financial needs such as:
- Business expansion & scaling operations
- Purchasing machinery, equipment, or inventory
- Managing cash flow during peak periods
- Going digital or upgrading technology
- Launching new products or services
Tata Capital offers quick, hassle-free business loans to support your enterprise. With fast approvals, simple online applications, and minimal paperwork, your business gets the financial boost it needs — exactly when you need it.
*Disclaimer: Loan approval is at the sole discretion of Tata Capital Limited. Terms and conditions apply.*
Business Loan Details & Features
Loan Amount
₹40,000 to ₹90,00,000 (₹90 Lakhs) depending on eligibility and financial profile.
Loan Tenure
Flexible repayment duration from 12 to 60 months for easier EMI planning.
Interest Rate
Attractive interest rates starting at 12% p.a. and going up to 30% p.a. (depending on profile & risk assessment).
Why Choose Tata Capital?
- 100% digital application & instant eligibility check
- Minimal documentation required
- Fast loan approval & quick fund disbursal
- Structured EMIs tailored to business cash flow
- Collateral-free loan options available
Power your growth today with fast and flexible business finance.
Tata Capital Business Loans
Features • Benefits • Documents • Loan Types
Features and Benefits of Our Business Loan
Customized Loan Amount
Get business finance ranging from ₹40,000 to ₹90 lakhs to meet your unique business requirements.
Flexible Loan Tenure
Choose a tenure between 12 to 60 months based on your repayment ability.
Convenient EMI Options
Select between:
- Fixed EMI Plan – Same EMI throughout the tenure
- Structured EMI Plan – Flexible repayment based on income flow
Minimum Documentation
Only essential documents required. Upload online and get quick approval.
Quick Approval & Fast Disbursal
Fast approvals and swift disbursal ensure your business gets funds without delay.
No Collateral Required
No security or collateral needed for MSME/SME business loans.
Competitive Interest Rates
Transparent pricing and attractive interest rates with no hidden charges.
Grow your business confidently with flexible and affordable loan solutions.
Business Loan Documents Required
- KYC Documents: PAN, Aadhaar, Voter ID, Passport, Driving License (ID & Address Proof)
- Proof of Business: Registration Certificate, GST, Trade License, Partnership Deed, Proprietorship Declaration
- Financial Documents: Last 2 years’ ITR & income computation
- Audited Financials: Balance Sheet & Tax Audit Report (last 2 years)
- Profit & Loss Statement: CA-audited P&L for last 2 years
- Bank Statements: Latest 6 months (current account)
- GST Statements: GST filings for last 6 months
Simple, fast, and hassle-free document process.
Types of Business Loans Available
Business Loan for Women
Financial support for women entrepreneurs to grow their business and increase working capital.
MSME/SME Loans
Designed for small & medium businesses requiring quick funds for growth and operations.
Working Capital Loan
Maintain smooth day-to-day operations with flexible working capital financing.
Machinery Loan
Ideal for manufacturing units to purchase or upgrade machinery and tools.
Corporate Solutions Across Industries
- Working Capital Loans
- Term Loans
- Equipment Financing & Leasing
- Structured Products
Subsidiaries:
- Tata Capital Housing Finance Limited
- Tata Securities Limited
Corporate Solutions Across Industries
Your Success, Our Support
Working Capital Loans
We provide tailored working capital solutions designed to meet the operational and financial needs of your business. Our working capital loans ensure smooth day-to-day functioning by offering flexible funding that aligns with your industry requirements.
Term Loans
Our term loans serve as ideal funding solutions for business expansion, major capital upgrades, long-term investments, machinery purchase, or acquiring an existing business. Structured with flexible repayment options, these loans help accelerate your long-term growth.
Equipment Financing & Leasing
Our equipment financing and leasing solutions offer comprehensive, innovative, and customized funding options to help businesses acquire the latest machinery and technological assets. Enhance productivity without financial strain.
Structured Products
With our extensive industry expertise and strong structuring capabilities, we offer a wide range of customized financing solutions. These structured products are designed to meet the unique needs of businesses across different sectors.