LIC offers a range of children-oriented insurance plans designed to provide financial security, disciplined savings and long-term support for key milestones such as education, higher studies and marriage. These plans ensure that parents can build a stable financial foundation for their child’s future, even in unpredictable circumstances. This guide covers the most popular LIC children plans and their key benefits.
Rising education costs and future uncertainties make financial planning essential. LIC children plans help parents create long-term savings, offer insurance protection and ensure financial stability when the child needs it most. These plans also provide peace of mind by securing the child’s future even if the parent is no longer around.
A guaranteed savings plan designed exclusively for children, LIC Amrit Baal provides life cover, maturity benefits and yearly guaranteed additions. It helps parents plan major milestones such as higher education and career expenses with financial certainty.
LIC Jeevan Tarun is a flexible children plan that offers survival benefits during ages 20 to 24, along with a maturity payout at 25 years. Parents can choose from four benefit options depending on their child’s future financial needs. It is highly suitable for planning higher education expenses.
This plan provides periodic payouts at key ages such as 18, 20 and 22 years, making it ideal for covering educational and personal development expenses. It also offers survival benefits, maturity benefits and comprehensive life cover for the child.
• Long-term savings for education and future goals
• Financial protection for the child’s future
• Flexible payout and benefit options
• Tax benefits under applicable sections
• Rider options for enhanced security
• Guaranteed additions and bonuses depending on the plan
LIC children plans are ideal for:
• Parents planning for long-term education expenses
• Families seeking guaranteed returns with insurance protection
• Those who want financial security for their child regardless of uncertainties
• Parents looking for disciplined savings over 10–25 years
• Anyone aiming to build a strong financial foundation for their child’s future
LIC’s children plans are powerful tools for securing your child’s financial future. With guaranteed benefits, life protection and flexible payout options, these plans help parents prepare for major life milestones with confidence and stability. Choosing the right plan ensures that your child’s dreams are supported with reliable, long-term financial strength.