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Loan Against Property (LAP) Calculator — ఆస్తి పైన రుణం అంచనా

Estimate how much loan you can get against your property — మీ ఆస్తి ఆధారంగా ఎలాంటి రుణం పొందవచ్చో అంచనా వేయండి.
Enter property value, choose LTV%, existing loans (if any), income / EMI capacity and desired tenure / rate. Results are indicative — final sanction depends on lender valuation & underwriting.

How to use — ఎలా ఉపయోగించాలి:
  • Enter Property Market Value — ఆస్తి మార్కెట్ విలువను నమోదు చేయండి (₹).
  • Choose LTV % (Loan-to-Value) — బ్యాంకులు సాధారణంగా 50%–75%రోజుల్లో ఇస్తారు. (editable)
  • If you have Existing Loan Against Property, enter outstanding amount — ఇది lender కన్సిడర్ చేసి కొత్త అంగీకారాన్ని తగ్గిస్తుంది.
  • Alternatively provide Monthly Net Income and Existing Monthly EMIs or desired DTI cap — calculator estimates loan by EMI affordability as well.
  • Choose desired Interest Rate & Tenure to compute EMI on recommended loan.
Note: This is an indicative estimate. Lender will do a property valuation (ready-reckoner / market) and underwriting which affect final sanctioned amount. — అధికారికంగా ధృవీకరించండి.
Typical: 50–75% — బ్యాంక్ పాలసీపై ఆధారింపబడుతుంది.
Max by LTV
₹0
LTV% × property value − existing LAP
Max by EMI Capacity
₹0
Remaining EMI capacity converted to principal
Recommended Loan (min of above)
Conservative recommended amount
Estimated Monthly EMI
₹0
For recommended loan @ chosen rate & tenure
Total Interest (over tenure)
₹0
Estimated interest payable
Quick Note
Tip: Lender valuation (ready-reckoner vs market) and your documents determine final sanction. Use recommended amount for safer planning. — బ్యాంక్ వెరీఫైచేస్తుంది.

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