🚗 Motor Insurance

Motor insurance provides financial protection against losses or damages involving motor vehicles. It covers liabilities to third parties, damage to your vehicle due to accidents, theft, natural disasters, and other perils—helping drivers manage unexpected repair and legal costs.

Key Features of Motor Insurance:

• 1. Third-Party Liability:
  Mandatory cover that protects against legal liability for injury or property damage caused to third parties.
• 2. Own Damage Cover:
  Covers repair/replacement costs for your vehicle due to accidents, collisions, fire, theft, and natural calamities.
• 3. Comprehensive Policies:
  Combine third-party liability and own-damage cover for broader protection and peace of mind.
• 4. Add-on Covers:
  Optional extras like zero depreciation, engine protection, roadside assistance, consumables cover, and personal accident cover.
• 5. Cashless Claims:
  Avail repairs at network garages without paying upfront; insurer settles bills directly (subject to policy terms).
• 6. No-Claim Bonus (NCB):
  Discount on premium for each claim-free year, which increases with continuous claim-free renewals.
• 7. Transfer and Renewal Benefits:
  Options to transfer NCB and easy online renewal facilities to maintain continuous coverage.

Types of Motor Insurance:

• • Third-Party Only
• • Comprehensive Policy
• • Own Damage Only
• • Commercial Vehicle Insurance
• • Two-Wheeler Insurance

Why Motor Insurance Matters:

Motor insurance protects you from heavy financial losses after accidents, theft, or natural disasters. It also ensures legal compliance and provides quick support through cashless garages and claim assistance—keeping you safely on the road.

Need Assistance?

Our team helps you choose the right motor insurance plan—compare covers, add-ons, and premiums to match your vehicle type, usage pattern, and budget. Contact us for personalized guidance and hassle-free claim support.