We offer insurance services such as Life, Health and General Insurance from LIC, TATA AIG, HDFC Life and Star Health Insurance, including Savings, Pension, ULIPs, Term, Children’s Plans, Money Back & Endowment Plans.
| Private finance for builders with HMDA & RERA.
| Loans: Personal, Education, Business, Property, Car & Two Wheeler Loans.
| Real estate: Open Plots, Flats, Villas, Apartments (HMDA & RERA).
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Personal Loan Eligibility Calculator — వ్యక్తిగత రుణ అర్హత
Estimate how much personal loan you may be eligible for — ఎంత Personal Loan తీసుకోవచ్చో అంచనా వేయండి.
Enter incomes, existing EMIs, select debt-to-income cap and desired loan terms. Results are indicative — final sanction depends on lender underwriting.
How to use — ఉపయోగించే విధానం:
Enter Monthly Net Salary and Other Monthly Income (if any). — నెలవారీ స్వస్థుడి జీతం మరియు ఇతర ఆదాయాలు నమోదు చేయండి.
Enter your Existing Monthly EMIs (home loan, car loan, credit card minimums etc.).
Select a Bank DTI (Debt-to-Income) cap — banks typically allow 40%–65% of monthly income for EMIs. This is an approximate setting. — బ్యాంక్ ఎలా చూస్తుందో అంచనా.
Choose desired Loan Tenure and Interest Rate. Calculator estimates maximum EMI available and converts to approximate loan principal you could get. — ఖచ్చితత్వానికి బ్యాంక్కి వెళ్లి చెప్తాయి.
Note: This is an indicative eligibility estimate. Final eligibility depends on credit score, employment history, documents and bank policies. — అధికారిక నిర్ధారణ బ్యాంక్ నిర్ణయం ఆధారంగా ఉంటుంది.
Total Monthly Income
₹0
₹0 / yr
Allowed EMI (by DTI)
₹0
cap % of income
Remaining EMI Capacity
₹0
allowed - existing EMIs
Estimated Max Loan
₹0
for chosen rate & tenure
Recommended (conservative)
₹0
75% of computed max (safety)
Quick Note
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Tip: If credit score & employment history are strong, banks may be generous. Use recommended value for safer planning. — క్రెడిట్ స్కోర్ బాగా ఉంటే బ్యాంక్ ఎక్కువ ఇవ్వొచ్చు.
