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SBI HOME LOAN TYPES

Comprehensive Home Loan Solutions from State Bank of India

SBI Home Loans – Overview

State Bank of India (SBI) offers a wide variety of home loan products tailor-made for salaried individuals, self-employed professionals, government employees, NRIs, and others seeking financial assistance for purchasing, constructing, or renovating homes—including plots and flats.

SBI also provides Loan Takeover & Top-Up Loans from other institutions, making it easier for borrowers to switch to lower interest rates or access additional funds on existing home loans.

Key Features

  • Competitive & Attractive Interest Rates
  • No Prepayment or Foreclosure Penalties
  • Zero Hidden Charges
  • Daily Reducing Balance — interest only on outstanding amount
  • MAXGAIN Overdraft Facility for flexible fund management
  • Loan Options for Purchase, Construction, Plot & Flat Loans
  • Available for Salaried, Self-Employed & NRIs

Why Choose SBI Home Loans?

SBI's home loan products provide a reliable and transparent lending experience for customers looking to fulfil their housing dreams. Whether you're purchasing your first home, upgrading, or constructing a property, SBI ensures a hassle-free loan process.

With flexible repayment options, seamless online processing, and the most trusted banking network in India, SBI remains the preferred home loan provider for millions.

Note: Doorstep Services Available.

SBI HOME LOANS

Trusted • Transparent • Affordable Home Loan Solutions

Why SBI Home Loans?

SBI Home Loans have helped countless individuals achieve their dream of owning a home. As the largest mortgage lender in India, SBI offers unmatched trust and reliability along with customer-friendly loan features.

  • Competitive Interest Rates for affordable EMIs
  • Wide range of loan types – purchase, construction, improvement & extension
  • Flexible repayment tenures to suit your financial capacity
  • Simplified, smooth loan application process
  • Transparent, customer-first policies with no hidden charges

*Always check latest SBI terms directly from their website or branch.*

Available Loan Types

  • Home Loans
  • Balance Transfer from Other Banks
  • Construction Loans
  • Plot Purchase + Construction Loans

Zero Cost Benefits

  • 0 Processing Fee
  • 0 Pre-Closing Charges
  • 0 Partial Payment Charges
  • Only Legal + Technical Charges: ₹10,000

Doorstep Services Available ✔

Salaried Employees Checklist

  • PAN / Aadhaar & Address Proof
  • Passport Size Photo
  • Latest 3 Months Salary Slips
  • Latest Form 16 (A & B)
  • Last 6 Months Salary Credit Bank Statements
  • Offer Letter (if job below 6 months)
  • Relieving Letter (if applicable)
  • Previous Company Form 16
  • Company ID Card
  • Cheque for Login

Self-Employed / Business Checklist

  • PAN, Aadhaar & Address Proof
  • Passport Size Photograph
  • Latest 2 Years ITRs
  • Latest 2 Years Form 26AS
  • Business Proof (GST / Labour Licence / Shop Act)
  • 1 Year Bank Statement (Business & Individual)
  • One Cheque

Contact Us

I'm always looking for new and exciting opportunities. Let's connect!

contact@vennaconsultancuy.com
+91 7731926145 / 8309142891

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