Every parent dreams of giving their child the best opportunities in life — whether it’s education, financial security or overall well-being. HDFC Life YoungStar Super Premium is a child insurance plan created to help parents build a strong financial foundation for their child’s future. This plan ensures disciplined savings, life protection and long-term financial support, making it a reliable choice for securing your child’s dreams.
HDFC Life YoungStar Super Premium is a unit-linked, investment-focused child insurance plan that provides life cover along with market-linked wealth creation. It is designed to support key milestones in your child’s life — from education to career planning — even if unforeseen events occur.
• Life Cover for Parents: Ensures your child’s financial future remains protected.
• Market-Linked Investment Growth: Invests in chosen funds to build long-term wealth.
• Flexible Premium Payment: Choose the amount and frequency based on your financial goals.
• Dual Benefit Options: Save-to-protect and Save-to-secure benefit options for added safety.
• Waiver of Premium: Future premiums are waived upon the unfortunate death of the policyholder.
• Partial Withdrawals: Helps meet urgent educational or medical needs.
The plan ensures your child’s future stays financially secure through:
• Lump-sum payout in case of the policyholder’s demise
• Continued policy benefits without premium payment (based on plan option)
• Market-linked fund growth for long-term goals
• Maturity benefits to support higher education or career plans
• Flexibility to switch between funds based on market performance
• Helps build a dedicated savings corpus for your child
• Protects future goals even in your absence
• Offers disciplined, long-term financial planning
• Combines insurance + investment in one policy
• Provides stability during life’s uncertainties
This plan is perfect for:
• Parents of young children
• Families wanting long-term education savings
• Individuals looking for investment-backed life protection
• Parents seeking guaranteed safety even if something happens to them
• Fund switching and portfolio management options
• Tax benefits under Sections 80C and 10(10D)
• Long-term wealth accumulation through disciplined investing
• Financial peace of mind for parents
HDFC Life YoungStar Super Premium is a comprehensive child insurance plan that protects your child’s dreams while helping you build long-term wealth. With flexible features, dual benefit options and strong financial security, this plan is an excellent choice for parents committed to creating a secure and promising future for their children.