Senior Citizens Red Carpet Plan

Senior Citizens — Red Carpet Plan (Estimator)

Designed for ages 60–75+ — no pre-medical test for many cases, higher copay options for affordability. Enter details for an approximate premium & quick insights. (Estimate only — final premium = insurer underwriting)

Desired Sum Insured (₹) — up to ₹25,00,000

Age — వయస్సు (recommended 60–75+)

This product is aimed at senior age groups — use age 60–90 range.

Family Members (including proposer)

Pre-existing Condition — ముందే ఉన్న సమస్యలు

Location / City Type — నగర రకం

Co-pay (higher co-pay reduces premium)

Senior plans often require higher co-pay (20–30%) to keep premium affordable.

Premium — Per Month (estimate)

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Premium — Per Year (estimate)

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Total Coverage / Sum Insured

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Claim Settlement Ratio (indicative)

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Value Ratio (Coverage ÷ Annual Premium)

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Break-even (Annual medical expense)

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Note / ముఖ్యమైనది: Senior Citizens Red Carpet Plan is tailored for older adults (60+). Often **no pre-medical test** for specified age/SI bands, but higher co-pay and some waiting periods apply. This estimator is indicative only — final premium, co-pay rules, sublimits and acceptance depend on insurer underwriting and policy wording.