Tata AIG Launches “Health Supercharge” – A New 5X Enhanced Health Protection Plan

Tata AIG has introduced its all-new “Health Supercharge” policy designed to offer 5X enhanced health coverage for families across India. The product focuses on affordability, wider access to care, and strong protection against rising lifestyle-related health risks. With flexible plan variants and deep customization options, the plan aims to ensure every family—from Tier I to Tier IV cities—can access quality healthcare with ease.

Overview of Tata AIG Health Supercharge

The Health Supercharge plan is crafted to meet the dynamic healthcare needs of Indian families. It offers a sum insured ranging from ₹5 lakh to ₹20 lakh, suitable for diverse economic groups. With a rapidly growing healthcare infrastructure and escalating medical costs, this plan acts as a comprehensive shield—ensuring peace of mind along with financial protection. Tata AIG also provides access to more than 10,000 network hospitals across India for cashless treatment.

Key Features & Benefits

1. 5X Enhanced Coverage Bonus

• Each renewal adds a 50% bonus of the base sum insured
• Accumulates up to 500% bonus (5X of base sum insured)
• Bonus continues irrespective of claims—ensuring higher coverage year after year

This 5X Supercharge bonus is the flagship feature that makes it one of India’s most powerful health coverage plans.

2. Young Family Discount (Persistent Discount)

• 5% premium discount for families where all members are aged 40 or below
• Discount applies at policy inception AND on renewal
• Discount remains even if a claim is filed

This initiative encourages young families to start health protection early.

3. Tailored Premiums for Tier-Based Cities

• Premium slabs adjusted to support Tier I–IV regions
• Affordable pricing models for rural and semi-urban customers
• Designed for wide accessibility and economic reach

4. Two Plan Variants – Value Plan & Geo Plan

• Value Plan: Ideal for customers seeking essential, cost-effective healthcare coverage
• Geo Plan: Designed for broader geographical coverage and advanced healthcare needs

5. Customisation Options Based on Needs

• Unlimited restoration benefit (optional)
• Option to reduce Pre-Existing Disease (PED) waiting period
• Additional optional riders for enhanced protection

These options give customers the flexibility to tailor the plan as per health needs and budgets.

6. Built-In Wellness Services

• Digital wellness tracking tools
• Teleconsultation support
• Preventive health guidance programs
• Rewards for maintaining healthy habits

7. Annual Preventive Health Check-Up (Add-On)

• Available once every policy year
• Accessible irrespective of claims made during the year
• Helps detect diseases early and promotes proactive health management

“Because our health deserves 5X more coverage, we've designed a product that is customizable, affordable, and focused on wellness as well as preventive care.”
— Santosh Puri, Senior VP, Tata AIG General Insurance

Why Tata AIG Health Supercharge Stands Out

Rising hospitalisation costs, increasing lifestyle diseases, and frequent medical emergencies have made health insurance a necessity rather than a choice. The Health Supercharge plan is specifically developed for modern families who want:

• Guaranteed 5X coverage with renewal-based bonuses
• Affordable premiums tailored to various income groups
• Flexibility in benefits and plan design
• Strong hospital network for quality care across cities
• Preventive care to stay healthy and avoid future medical risks

Health Supercharge is not only about treatment—it is a holistic program encouraging wellness, prevention, early detection, and financial protection.

Conclusion

Tata AIG’s Health Supercharge is a powerful blend of affordability, flexible coverage, and enhanced benefits. With 5X sum insured bonuses, young family discounts, preventive care features, and a broad hospital network, it stands out as one of the most comprehensive and value-driven health insurance solutions available today. This plan is ideal for families seeking strong financial protection, long-term wellness benefits, and extensive medical access—regardless of their location across India.