Rising medical expenses and evolving healthcare needs make it essential to strengthen your existing health insurance coverage. The Star Extra Protect add-on cover is designed to provide additional financial safety by offering extra benefits on top of your base policy. This add-on enhances your protection, reduces out-of-pocket costs and ensures broader coverage during medical treatments.
The Star Extra Protect add-on is a supplementary cover that you can purchase along with your Star Health base insurance policy. It provides additional financial benefits such as extended coverage for diagnostic tests, consumables, medical equipment and hospitalization needs that are not fully covered under a standard plan.
• Broader Coverage: Includes expenses beyond the scope of the base plan.
• Consumables Cover: Protects against costs like gloves, masks, PPE kits and medical supplies.
• Diagnostic Test Coverage: Includes essential tests required before, during or after treatment.
• Medical Equipment Support: Covers items such as oxygen charges, monitors and other medical apparatus.
• Enhanced Financial Protection: Reduces the burden of unforeseen medical expenses.
• Works Seamlessly with Base Plans: Designed to complement Star Health insurance policies.
This add-on typically covers:
• Pre-hospitalization diagnostics and tests
• Post-hospitalization medical needs
• ICU and medical equipment charges
• Additional consumables not included in the base plan
• Doctor consultations and follow-up procedures (as per policy terms)
This add-on is highly beneficial for:
• Families wanting more comprehensive protection
• Individuals with high healthcare needs
• People seeking reduced out-of-pocket hospitalization costs
• Policyholders wanting enhanced coverage at an affordable price
• Anyone wanting an additional safety layer beyond the base plan
• Protects against rising medical expenses
• Eliminates gaps in standard health policy coverage
• Provides peace of mind during emergencies
• Offers better financial stability during long treatments
• Ensures broader, more inclusive healthcare support
Premiums paid for this add-on, along with your base policy, qualify for tax deductions under Section 80D of the Income Tax Act, offering both protection and financial savings.
The Star Extra Protect Add-On Cover is a powerful enhancement for your existing health insurance plan. With coverage for diagnostics, consumables, equipment and hospitalization needs, it ensures complete protection during medical emergencies. Adding this cover boosts your financial security and helps you manage healthcare expenses without compromising on quality treatment.