Hospitalization often brings unexpected additional expenses that are not fully covered by standard health insurance. The Star Hospital Cash Insurance Policy provides a fixed daily cash benefit to help manage non-medical costs such as travel, food, attendant charges and loss of income during hospital stays. This policy serves as a powerful supplementary plan, offering peace of mind and extra financial support when you need it most.
This policy pays a predefined cash amount for each day of hospitalization, regardless of the actual medical bills. The benefit is provided directly to the insured, allowing complete flexibility in how the money is used. It works as an ideal add-on to existing health insurance, covering expenses that traditional policies do not.
• Daily Cash Benefit: Fixed cash amount for every day of hospitalization.
• ICU Cash Benefit: Higher cash payout during ICU admissions.
• Lump-Sum Payment: Cash paid directly to the insured for personal use.
• No Need for Bills: Benefit paid independent of actual expenses.
• Supplementary Coverage: Works alongside any existing health insurance.
• Easy Claims Process: Simple documentation and quick settlement.
The policy offers flexible financial help for various hospitalization needs:
• Daily hospital cash allowance
• Extra cash benefit for ICU stays
• Coverage for accidental and illness-based hospitalization
• Additional payouts for extended hospital stays
This policy is ideal for:
• Individuals with basic health insurance looking for extra financial safety
• Families concerned about out-of-pocket expenses during hospitalization
• Employees, self-employed professionals or business owners at risk of income loss
• Senior citizens who face higher medical and incidental expenses
• Helps manage expenses that regular insurance doesn’t cover
• Offers financial stability during long hospitalizations
• Acts as a daily income replacement during treatment
• Flexible usage — no restrictions on how the money is spent
• Increases overall protection for individuals and families
Premiums paid toward the Star Hospital Cash Policy may qualify for tax deductions under Section 80D of the Income Tax Act, offering both protection and tax efficiency.
The Star Hospital Cash Insurance Policy is an excellent companion to your existing health insurance plan. By offering guaranteed daily payouts during hospitalization, it helps reduce financial stress and supports you through unexpected medical situations. With simple benefits, flexible usage and strong financial protection, this policy ensures peace of mind when it matters most.